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ING Life's new product

ING Life has made a raft of changes to its risk products including some rationalistation, improved benefits for existing policies, along with something new. The new product is small business income cover for one or two person businesses.

Friday, June 20th 2008, 1:52PM
The cover is an agreed value policy which pays up to $3000 a month for two or five year terms, or until age 65.

A key detail of the cover is that the person taking it must have been employed for a minimum of two years.

People wishing to take out this cover must supply two years of accounts and where possible draft accounts year-to-date.

ING Life's income cover for self-employed has a built-in TPD benefit and benefits are paid monthly in advance.

Other changes announced at a roadshow last week include improvements in the definitions for major burns and cancer with its trauma policies. Also new conditions have been added, including out-of-hospital cardiac arrest, severe inflammatory bowel disease and systematic sclerosis.

ING Life's trauma cover also includes a partial payment for the diagnosis of early stage non-invasive cancers.

More details of the changes can be found here.



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