Articles tagged with 'fixed rate mortgages'
8 April 2025 - Two-year fixed mortgage rates are starting to slowly eat into the share of total lending by banks.
27 February 2025 - There is no great benefit in sticking to floating, six- or 12-month rates for mortgage holders anymore.
11 February 2025 - A month is a long time in the home loan world.
Between November and December last year new mortgage lending switched swiftly from floating to six-month terms by borrowers taking out new loans.
29 January 2025 - Borrowers will save on average between $300 and $460 a month on their mortgage repayments when the OCR drops to 3.25% by the middle of the year.
23 January 2025 - The country’s outstanding mortgage book is the shortest it has been in 13 years.
21 January 2025 - Chasing short-term mortgage rates might seem like a smart move, but is it really saving you money?
Mortgage broker Campbell Hastie breaks down why these...
21 January 2025 - While borrowers have flocked to floating to one year fixed term home loan rates over the past year in anticipation of interest rate cuts one mortgage broker urges his clients to think about the ramifications carefully.
14 February 2023 - The Government has moved to ease the impact of the Credit Contracts and Consumer Finance Act on storm damaged properties. Here's what it's done...
7 February 2023 - Resimac is offering new fixed rates to help advisers give more certainty to specialist borrowers challenged by higher variable rates.
27 January 2023 - ...
21 October 2022 - Speak to anyone who has lived in the United States for any length of time, and they will tell you about buying a home with a fixed-interest mortgage that lasts for 30 years.
8 December 2021 - Strong demand for expensive houses is pushing up average prices, even as the market as a whole starts to ebb, according to Quotable Value New Zealand (QV).
24 September 2021 - BNZ has introduced new pricing conditions for the broker channel and will no longer guarantee mortgage rate offers during their five day validity period.
23 September 2021 - A net 56% of mortgage advisers are seeing fewer investors stepping forward for mortgage advice, data from the First Mortgage Trust and Tony Alexander September survey shows.
21 September 2021 - Borrowers are less likely to pick one-year fixed mortgages ahead of expected rate increases, with three-year deals becoming more popular, according to a new survey.
16 September 2021 - ASB has hiked mortgage rates by up to 30 basis points this morning, a significant move likely to trigger further market increases. ANZ has also raised pricing on a range of fixed terms.
16 July 2021 - ANZ, BNZ and Westpac have followed ASB in hiking short and long-term mortgage rates as home loans move up from record lows.
13 July 2021 - With high inflation just around the corner, ANZ Bank, the country’s biggest mortgage lender, says mortgaged property investors would be wise to fix at least some of their borrowings at longer-term rates.
12 July 2021 - Westpac’s economists expect rising interest rates to play the biggest role in flattening house price increases.
9 July 2021 - Borrowers could be better off fixing low-cost short term mortgages and rolling them over a five year horizon, despite expectations of rising interest rates, according to ASB.
23 June 2021 - Dampening investor demand isn’t slowing the monthly pace of house price inflation, says ANZ’s latest Property Focus.
15 June 2021 - With high inflation just around the corner, ANZ Bank, the country’s biggest mortgage lender, says mortgaged property investors would be wise to fix at least some of their borrowings at longer-term rates.
22 March 2021 - The entire structure of average mortgage rates sits at record lows – but ANZ is warning borrowers nothing lasts forever.
19 March 2021 - Mortgage borrowers need to start hedging against the risk that interest rates will rise and move in "unpredictable" ways, according to economist Tony Alexander.
8 March 2021 - Record low mortgage rates will remain in place for much of this year, but some borrowers could be better off locking in long-term loans, say ASB economists.
13 August 2020 - Home loan rates are already at record lows, but economists at ASB predict interest rates will plummet even further in the coming months.
11 June 2020 - Kiwibank has slashed 1% from its floating rate home and business loans, while ANZ and ICBC have made further cuts to their mortgage offerings.
23 March 2020 - Westpac is the fourth bank to cut fixed rates after last week's official cash rate cut, dropping its one year term to 3.09%.
20 March 2020 - BNZ has launched a 3.05% 18 month fixed mortgage, the joint-cheapest ever offered by a major bank.
19 March 2020 - Kiwibank is the second bank to slash fixed rates after the Reserve Bank's OCR cut, dropping its one year to 3.09%.
18 March 2020 - ANZ has slashed its fixed rate mortgages, launching the lowest ever one year rate offered by a major bank.
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