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Articles tagged with 'Commentary'

Financial advisers need to work harder: Bagrie

9 November 2022 - In a wide ranging economic update Cameron Bagrie gives his views on investment strategies, the changing property market and his relief that the regulator is taking some action.

Captain Orr keeps the wheel; BNZ reports $1 bill + profit and more

8 November 2022 - Lots of news today. Heartland says its online home loans were also affected by the recent CCCFA changes, and more recently by a slowdown in house sales...

COMMENT: The importance of correct structuring

5 November 2020 - Structuring the ownership of a property portfolio is rarely the first – or even the second - thought for new investors. But it should be, argues property accountant Anthony Appleton-Tattersall*.

COMMENT: Never a right time to invest – why buyers need to act now

16 September 2020 - New Zealanders who are apprehensive about buying property should be spurred on to take the jump as record low mortgage rates and a lesson from the current world backdrop settle in, argues iConsult’s Satyan Mehra*.

COMMENT: Don’t discount migration as a demand driver

26 June 2020 - There are reasons why we shouldn’t completely ignore migration as a continued support for property, CoreLogic’s Kelvin Davidson* explains…

Your last chance to win; What will happen to the OCR this week?

11 May 2020 - Be in to win some wine!  Complete TMM's annual mortgage adviser survey and you will go into a draw to wine some wine - perfect to enjoy in your...

TMM Available now

9 April 2020 - Covid-19 means we have to find new ways of doing things. With our printers being forced to close as a "non-essential" service, we are making TMM available in a digital format. It still has all the same content for you to enjoy.

COMMENT: Making sense of it all: COVID-19, the economy & property

2 April 2020 - The Covid-19 crisis means everything is changing fast, so CoreLogic’s Kelvin Davidson* has put together his 10 key points on what to be aware of when it comes to the property market.

New Plymouth possibilities

31 January 2020 - Despite the proposed regulation of short-term rentals, New Plymouth still has great opportunities for investors.

COMMENT: Unlawful premises – moving past Anderson v FM Custodians

26 November 2019 - Curious about the law around the use of non-residential property for residential purposes? Auckland Property Investors Association member Kristine King* explains the situation now that there’s new legislation in place.

Risks reduced but not removed

14 November 2019 - The Harbour team examine market movements in the past month, and what they are watching going forward.

Awesome end to TMM Better Business conference

13 November 2019 - Here's a little video of the final session of the TMM Better Business conference.

Not all high yielding stocks are equal. Here's three that deserve second-thoughts

24 September 2019 - It's easy for investors to be allured by high-dividend yields, particularly in the current low interest rate environment; but it pays to be wary. 

A guide to contrarian investing

17 September 2019 - Does contrarian investing really work? CastlePoint Funds Management explains the process and what is required to succeed.

Arrival of new player adds more spice to the lending market

16 September 2019 - Australian non-bank lender Pepper Money has finally landed in New Zealand. [READ ON] Also BNZ has made a couple of changes to its two-year fixed rates...

Lower and lower domestic interest rates

14 August 2019 - The Harbour team examine market movements in the past month, and what they are watching going forward.

COMMENT: Tax deductibility of rental property upgrades

4 April 2019 - Rental property upgrades required by the Healthy Homes minimum standards will make the area of tax deductibility even more thorny, writes Auckland Property Investors Association vice president Peter Lewis…

COMMENT: What “bad tenant” tales are really saying

9 October 2018 - Tales about nightmare tenants have been rife in the media of late but such stories are not new – so does the sudden deluge indicate that landlords have reached breaking point, Miriam Bell asks.

Get ready for downturn - Bagrie

16 February 2018 - The world is due for another bad economic downturn so people need to be aware of the signals, warns ANZ’s former chief economist Cameron Bagrie.

Philip's Christmas message

23 December 2016 - As the year draws to a close and you get ready for Christmas, all of the team at Good Returns would like to wish you the best for the festive season.

Flexibility key to RBNZ policy

3 February 2016 - Responding to low inflation with immediate interest rate cuts is not the way to go, the Reserve Bank says.

Investors increasing Auckland price pressure – RBNZ

24 August 2015 - Growing investor demand for Auckland property has exacerbated the price pressures arising from the underlying supply shortage, the Reserve Bank says.

RESIMAC moves to end the week

22 August 2014 - RESIMAC has made some changes to its ratecard today. Although some fixed rates have increased all its rates in the three to five year band have decreased...

Budget Preview: Watching for surprises

28 May 2009 - The National government's first Budget is something analysts like AXA Global Investors chief economist Bevan Graham will be watching closely to see if there are any surprises.

27 May 2009

27 May 2009 - Public Trust has cut its six-month fixed home loan rate by 44 basis points to 5.55% and its one-year rate by 19 basis points to 5.50%. Are we expecting...

19 May 2009

19 May 2009 - More evidence that the latest OCR cut will only affect short term fixed rates is TSB Bank has dropped its one-year fixed rate by 10 basis points to 5.60%...

Mortgage rates newsletter. OBSOLETE, use own category

25 October 2007 - Use this one

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Mortgage Rates Table

Full Rates Table | Compare Rates

Lender Flt 1yr 2yr 3yr
AIA - Back My Build 4.44 - - -
AIA - Go Home Loans 6.74 4.99 4.99 5.35
ANZ 6.69 5.59 5.59 5.89
ANZ Blueprint to Build 7.39 - - -
ANZ Good Energy - - - 1.00
ANZ Special - 4.99 4.99 5.29
ASB Bank 6.64 4.99 4.99 5.35
ASB Better Homes Top Up - - - 1.00
Avanti Finance 7.15 - - -
Basecorp Finance 7.50 - - -
BNZ - Classic - 5.99 5.69 5.69
Lender Flt 1yr 2yr 3yr
BNZ - Mortgage One 6.79 - - -
BNZ - Rapid Repay 6.79 - - -
BNZ - Std 6.69 5.55 5.29 5.59
BNZ - TotalMoney 6.79 - - -
CFML 321 Loans 5.25 - - -
CFML Home Loans 6.95 - - -
CFML Prime Loans 7.45 - - -
CFML Standard Loans 8.25 - - -
China Construction Bank - 7.09 6.75 6.49
China Construction Bank Special - - - -
Co-operative Bank - First Home Special - 4.89 - -
Lender Flt 1yr 2yr 3yr
Co-operative Bank - Owner Occ 6.20 4.99 4.99 5.39
Co-operative Bank - Standard 6.20 5.49 5.49 5.89
Credit Union Auckland 7.70 - - -
First Credit Union Special - ▼5.29 ▼5.19 -
First Credit Union Standard 6.94 ▼5.79 ▼5.49 -
Heartland Bank - Online 6.25 5.89 - -
Heartland Bank - Reverse Mortgage - - - -
Heretaunga Building Society 7.65 5.95 5.80 -
ICBC 6.50 4.99 4.99 5.39
Kainga Ora ▼6.44 4.99 4.99 5.35
Kainga Ora - First Home Buyer Special - - - -
Lender Flt 1yr 2yr 3yr
Kiwibank 6.50 5.89 5.89 6.15
Kiwibank - Offset 6.50 - - -
Kiwibank Special 6.50 4.99 4.99 5.35
Liberty 6.90 6.80 6.50 6.45
Nelson Building Society 7.19 5.24 4.97 -
Pepper Money Advantage 10.49 - - -
Pepper Money Easy 8.69 - - -
Pepper Money Essential 8.29 - - -
SBS Bank 6.74 5.59 5.59 5.95
SBS Bank Special - 4.99 4.99 5.35
SBS Construction lending for FHB - - - -
Lender Flt 1yr 2yr 3yr
SBS FirstHome Combo 4.19 4.29 - -
SBS FirstHome Combo - - - -
SBS Unwind reverse equity 8.89 - - -
TSB Bank 7.44 5.79 5.79 6.19
TSB Special 6.64 4.99 4.99 5.39
Unity 6.64 5.29 4.99 -
Unity First Home Buyer special - 4.69 - -
Wairarapa Building Society 6.95 5.29 ▼4.75 -
Westpac 6.74 5.59 5.59 5.79
Westpac Choices Everyday 6.84 - - -
Westpac Offset 6.74 - - -
Lender Flt 1yr 2yr 3yr
Westpac Special - 4.99 4.99 5.19
Median 6.79 5.29 5.09 5.39

Last updated: 9 May 2025 11:44am

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