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Articles tagged with 'LVR'

Southland is tops for investors

25 September 2020 - It seems you can’t just beat Southland for high performing investment properties, with the region coming up trumps yet again in a new REINZ report.

High demand keeps pushing prices up

18 September 2020 - Treasury might be expecting house prices to fall - but market data suggests otherwise, with Trade Me Property’s August data the latest to show rising prices and high demand.

Westpac not budging on investor LVR

7 September 2020 - Westpac is sticking to its 70% loan-to-value ratio limit for investor mortgages, despite rival banks loosening up following the end of LVR restrictions.

Borrowing boom in July – before second lockdown

26 August 2020 - Home lending soared to $6.5 billion in July during New Zealand's Covid-free period, reaching its highest level since November last year.

Investors' market share on the rise

20 August 2020 - Concerns about the rising costs of being a landlord aren’t deterring investors with new data showing that mortgaged investors’ share of purchases surged to a four year high in July.

How elections impact on the market

11 August 2020 - Elections have an impact on property market activity, don’t they? Actually - it depends, new Colliers International research suggests.

Covid crisis will impact on market - in time

21 July 2020 - ASB continues to expect a 6% decline in nationwide house prices – even though the Covid-19 prompted economic adjustment to date been less severe than most expected.

Servicing tests hinder home loan market

17 July 2020 - Tough servicing tests continue to hinder the home loan market, leaving borrowers unable to tap into attractive headline interest rates.

Mortgage demand picked to decline

16 July 2020 - Banks are expecting a fall in demand for mortgage lending in the second half of 2020, according to a new Reserve Bank Credit Conditions Survey.

Southland comes up trumps for investors

17 June 2020 - Investors keen to pick up a good deal should look south as a new REINZ report shows that Southland is, once again, the country’s highest performing region for residential property investors.

New-to-bank lending freeze

17 June 2020 - Banks have stopped taking on new borrowers above 80% LVR, despite the end of loan-to-value ratio restrictions last month.

Bank LVR limits on hold

4 June 2020 - Banks have not relaxed loan-to-value ratio limits for investors, despite the Reserve Bank's move to scrap LVR rules.

Bank LVR limits on hold

4 June 2020 - Banks have not relaxed loan-to-value ratio limits for investors, despite the Reserve Bank's move to scrap LVR rules.

Weak sales, resilient prices

3 June 2020 - Auckland’s housing market saw another slump in sales volumes in May but prices are holding steady, according to the city’s largest real estate agency.

End of LVR rules: advisers react

4 May 2020 - Advisers have welcomed the Reserve Bank's decision to end loan-to-value ratio restrictions, but are divided on whether it will change lending behaviour:...

End of LVR rules: advisers react

4 May 2020 - Advisers have welcomed the Reserve Bank's decision to end loan-to-value ratio restrictions, but are divided on whether it will change lending behaviour.

Reserve Bank ends LVR restrictions

30 April 2020 - The Reserve Bank has decided to remove loan to value ratio restrictions for 12 months in response to the Covid-19 crisis.

LVR rules to be scrapped: reaction

22 April 2020 - Advisers and analysts believe banks may stick to conservative lending habits despite the end of LVR restrictions. Do you agree? Comment on our story here:...

Reserve Bank to scrap LVR restrictions

21 April 2020 - [UPDATED] The Reserve Bank is set to remove loan-to-value ratio restrictions on mortgages in the wake of the Covid-19 outbreak.

Reserve Bank to scrap LVR restrictions

21 April 2020 - The Reserve Bank is set to remove loan-to-value ratio restrictions on mortgages in the wake of the Covid-19 outbreak.

ANZ doesn’t expect low equity problems

14 April 2020 - ANZ says it is “extremely unlikely” that its customers will go above 95% LVR or into negative equity during the Covid-19 crisis.

Reserve Bank to monitor LVR breaches caused by Covid-19

9 April 2020 - The Reserve Bank of New Zealand will monitor breaches of LVR restrictions caused by the Covid-19 crisis, amid fears a recession will push banks past current speed limits.

Advisers share top concerns

6 December 2019 - Tightening credit, bullish investors pushing FHBs out of the market, and demand outweighing supply in the housing market are key concerns for advisers according to a survey conducted by leading economist Tony Alexander.

LVRs kept on hold

27 November 2019 - The Reserve Bank has kept its LVR speed limits on hold amid fears low interest rates "could lead to a resurgence in higher-risk lending".

Investor lending on the increase

26 November 2019 - Latest Reserve Bank data shows Investor lending jumped to its highest level for over a year in October, as overall lending soared last month. 

LVR restrictions to stay put: Westpac

25 November 2019 - Westpac economists believe the Reserve Bank will keep LVR speed limits at their current levels, amid fears over house price stability.

TSB rate cut, SBS rate increase; LVR speed limit to stay put?

25 November 2019 - TSB cut its 6 month rate to 3.89% over the weekend. Late on Friday, SBS increased its 2 year rate to 3.55%. Have a look at the latest rates here. Will...

LVR restrictions to stay put: Westpac

25 November 2019 - Westpac economists believe the Reserve Bank will keep LVR speed limits at their current levels, amid fears over house price stability.

Record prices round NZ

14 November 2019 - It looks like the sleeping giant of New Zealand’s housing market could be stirring, with new REINZ data showing that both sales and prices in Auckland are up.

Mortgage rates fall by 1.2% in 18 months: ASB

29 October 2019 - Mortgage rates have fallen from 0.6%-1.2% over the past 18 months, but borrowers should plan to deal with higher interest in the long run, according to ASB.

Kiwibank rate cut; Strong September loan volumes

25 October 2019 - Kiwibank ends the week with a few cuts across its home loan range, including a new 3.45% two-year special. Have a look at our rates table for the rest...

Strong September for home lending

24 October 2019 - Mortgage lending soared in September, according to Reserve Bank data, as banks loosened serviceability tests.

LVR loosening likely?

24 October 2019 - LVR restrictions were never meant to be a permanent fixture of the housing market, according to ANZ economists, who argue the rules could be relaxed soon:...

LVR loosening likely - ANZ

23 October 2019 - LVR restrictions were never meant to be a permanent feature of New Zealand’s housing market and ANZ economists argue that some further relaxing of them could soon be on the cards.

House price rally could reduce odds of OCR cut: Westpac

15 October 2019 - A pickup in the housing market could give the Reserve Bank "pause for thought" over further official cash rate cuts, according to Westpac economists.

LVR limits slow down investors

26 September 2019 - LVR speed limits continue to have a "strong effect" on investors, according to CoreLogic, after the latest Reserve Bank data showed a drop in investor borrowing.

MySolutions speaks out; LVR slows down investors; Westpac cut

26 September 2019 - While the Official Cash Rate was put on hold yesterday, rates continue to fall. Westpac's 2 year fixed special is down to 3.49%. See how it compares here...

LVR speed limits slow down investors

25 September 2019 - LVR speed limits continue to have a "strong effect" on investors, according to CoreLogic, after the latest Reserve Bank data showed a drop in investor borrowing.

Sales fall highlights sluggish market

13 September 2019 - The Reserve Bank’s dramatic OCR cut in August was meant to prompt a pick-up in the housing market but new REINZ data shows sales have slumped again.

Expect three more OCR cuts – ANZ

6 September 2019 - Ongoing deterioration of the growth and inflation outlook means that ANZ is predicting that the Reserve Bank will cut the Official Cash Rate (OCR) to 0.25% by May next year.

Low deposits won’t lead to mortgage free for all

5 September 2019 - 5% deposits for first home buyers – it’s one of the centrepieces of the KiwiBuild “reset” – but advisers are asking whether it will actually make the sort of difference hoped for.

Are property investors returning to the market?

26 August 2019 - Property investors are said to be returning to the housing market, CoreLogic says but, if they are, it’s not evident in the Reserve Bank’s latest mortgage lending data.

Low rates boost NZ’s housing affordability

21 August 2019 - Declining house prices and low interest rates have improved housing affordability across New Zealand over the first half of 2019, a new report from Moody’s Investors Service shows.

COMMENT: The coming rental housing crisis

30 July 2019 - Failure of government to reverse policies will result in a calamitous fall in houses to rent and escalating rents in a crisis unseen since the 1930’s, writes veteran property investor Jonathan Bidmead.

LVR rules could be permanent

1 July 2019 - LVR restrictions on mortgage lending could be a "permanent setting", according to Reserve Bank deputy governor Geoff Bascand.

10 market predictions for the rest of 2019

28 June 2019 - It’s been an eventful year for the residential property market so far but now’s a good time to look at what might be in store for the rest of 2019, declares Core Logic senior property economist Kelvin Davidson.

Conrad Funds targets growth with mortgage fund

31 May 2019 - Non-bank mortgage lender Conrad Funds Management is looking to grow its mortgage book after opening up its fundraising to retail investors.

Golden rates age set to last

28 May 2019 - There’s no need to worry about interest rates in connection to mortgage debt for the next few years, according to Kiwibank’s chief economist.

LVR restrictions stabilise property market: RBNZ

22 May 2019 - Loan to value ratio restrictions play a crucial role in promoting financial stability, the Reserve Bank has concluded, following a review of macroprudential policy.

ANZ goes green with healthy home discount

12 April 2019 - ANZ is offering up to 1% off loans for new build properties that meet sustainability and energy efficiency requirements. 

Investor slump continues in February

27 March 2019 - The latest Reserve Bank figures show investors borrowed just $886 million in February, down on the same month in 2017 and 2018, as first home buyers narrow the gap.

Song of subdued values remains the same

13 February 2019 - New data from QV leaves little doubt that property value growth is slowing around the country, but that doesn’t mean a major decline is coming.

Altered landscape for investors

7 February 2019 - This year’s Squirrel property investors’ survey reveals that uncertainty over government policy changes reigns supreme and that’s impacting on how investors go about their business.

Foreign buyer ban bites

18 January 2019 - Recent housing market data suggests the foreign buyers ban is biting – although the price impact remains uncertain, according to Westpac’s chief economist.

Drama absent from market

16 January 2019 - There’s been no dramatic changes to property values of late and the traditional holiday season slowdown is likely to be one of the reasons.

COMMENT: How to fix the housing crisis

10 January 2019 - Dealing with the housing “crisis” doesn’t need rocket science, just a clearly articulated set of steps and fast action, argues property commentator Ashley Church.

The outlook for 2019

3 January 2019 - 2019 is set to be a year of massive change as the Government’s suite of housing and tax policies start to bed in. Here’s what property market commentators have to say on the coming year…

2018 – a year of uncertainty

31 December 2018 - If last year was a year of disruption, this year was one in which the movement towards change took off – and many investors were left floundering and uncertain.

Mortgage lending to investors plummets

21 December 2018 - Investors may not be selling up en masse but they aren’t buying either – going by new data which shows the amount getting mortgage lending has dropped significantly.

Mortgage lending to investors plummets

20 December 2018 - Investors may not be selling up en masse but they aren’t buying either – going by new data which shows the amount getting mortgage lending has dropped significantly.

Summer bounce means record prices

14 December 2018 - House prices hit record highs around the country – apart from in Auckland where they are flat-lining, the November data from REINZ shows.

Squirrel innovates with construction loans

12 December 2018 - Mortgage adviser group Squirrel has launched an innovative product to help first home buyers get on the property ladder.

Sales surge up in Super City

5 December 2018 - Concerns that Auckland might soon follow the Sydney and Melbourne markets in their downward spiral should be alleviated by new Barfoot & Thompson data.

LVR has worked but Auckland risks remain: ANZ

4 December 2018 - The Reserve Bank’s LVR restrictions have reduced household debt and risky lending, but it is too soon to rule out another surge in the Auckland market, ANZ economists have warned.

LVR easing will prompt modest growth

28 November 2018 - Don’t expect the housing market to take off at a runaway pace following the Reserve Bank’s announcement that the LVR restrictions will be eased from early next year.

LVR restrictions eased for investors

28 November 2018 - The Reserve Bank has today loosened the LVR restrictions for both investors and owners-occupiers, with changes coming into effect in January. 

LVR restrictions eased for investors and owner-occupiers

28 November 2018 - The Reserve Bank has loosened LVR restrictions, with changes coming into effect in January. Banks will be able to provide 20% of their owner-occupier loans to borrowers with a deposit of less than 20%. While lenders will be able to allocate 5% of new investor loans to borrowers with less than a 30% deposit. 

Reserve Bank to ease loan-to-value ratio restrictions

28 November 2018 - The Reserve Bank says it will ease LVR restrictions. Here's what it said with the release of today's Financial Stability Report.

FSR Preview: Will the Reserve Bank loosen LVR restrictions?

27 November 2018 - The Reserve Bank will publish its latest Financial Stability Report tomorrow, with all eyes on whether it will loosen LVR restrictions. Some economists "expect" loosening, but others say recent heat in the market could cause the central bank to hold off.

Investor lending falls in September

25 October 2018 - Mortgage lending to property investors fell to $1.01 billion last month amid ongoing tightening on interest-only credit, the latest Reserve Bank data shows.

COMMENT: Have we hit the bottom?

25 October 2018 - It looks like New Zealand's property market may have reached a floor, and the worst could be over for property market activity, argues CoreLogic's head of research Nick Goodall. 

Homeloans to rebrand as RESIMAC

24 October 2018 - Australian non-bank lender Homeloans Limited and subsidiary RESIMAC are to merge under a single brand as the company continues to build market share in New Zealand.

Time to ease LVR restrictions: ANZ

24 October 2018 - It's a bit of a late email from TMM today but the story we wanted to show you made it worth sending this update.

Time to ease LVRs - ANZ

24 October 2018 - The Reserve Bank’s criteria for relaxing the existing LVRs have been sufficiently met to justify easing them further, according to ANZ economists.

LVR easing talk grows

12 October 2018 - Investors might soon get a break if the Reserve Bank relaxes the LVR restrictions in its next Financial Stability Report as some economists are suggesting it will.

LVR restrictions could be cut by 5%: Kiwibank

11 October 2018 - The Reserve Bank could loosen LVR restrictions by 5% at next month’s Financial Stability Report, while 10% cut is "possible", according to Kiwibank economists.

ASB offers Kiwibuild sweeteners

7 September 2018 - ASB is offering a $2,500 sweetener to KiwiBuild home buyers and 95 percent mortgages for eligible customers.

Kiwibank offers 90% KiwiBuild mortgages

13 August 2018 - Kiwibank is offering first home buyers 90% mortgages on KiwiBuild homes, with an extra $2000 for moving and legal expenses.

Mike Pero Mortgages boss warns of “forensic underwriting”

1 August 2018 - Mike Pero Mortgages boss Mark Collins has warned lenders are conducting “forensic underwriting” on expenses when assessing loans, amid tightening credit conditions.

Mortgage lending falls in June

25 July 2018 - Latest data from the Reserve Bank shows mortgage lending tapered off in June following a strong surge in May.

Owner occupiers better protected now: RBNZ (+ Report)

17 July 2018 - New owner-occupier mortgage holders have become less vulnerable to a housing market bust, higher interest rates or income loss since the Reserve Bank introduced the LVRs.

ASB predicts “mild” OCR increase

5 July 2018 - Lender ASB believes there will be a “mild” tightening cycle at the Reserve Bank, with floating and fixed rate mortgages expected to remain stable until the end of next year.

Kiwibuild eligibility criteria revealed

4 July 2018 - The government has revealed which customers will be able to snap up one of the 100,000 new homes being built as part of the Kiwibuild programme.

Mortgage lending hits two year high

28 June 2018 - Mortgage lending is flying in the face of the cooler housing market with Reserve Bank data showing May saw the highest level of new lending in nearly two years.

Housing affordability down in major cities

13 June 2018 - The government’s latest data on housing affordability reveals a growing number of first time buyers have “below average income” after housing costs.

NZCU Baywide to offer 95% mortgages

7 June 2018 - Hawke's Bay credit union NZCU Baywide has increased its LVR limit to 95% and will now lend up to $600,000.

LVR easing not on cards

30 May 2018 - Hopes that the Reserve Bank might be gearing up to ease the LVRs further have been dashed by this morning’s Financial Stability Report (FSR).

Latest RBNZ figures reveal first time buyer boom

24 May 2018 - Last month, first time buyers took their highest share of the mortgage lending market in over a decade, according to new figures from the Reserve Bank.

Property investors “bounce back” in February: ANZ

19 April 2018 - Investors have crept back into the New Zealand market after a tough January, lender ANZ says.

Core Finance relaxes lending criteria

16 April 2018 - Second mortgage specialist Core Finance has relaxed its lending criteria in response to a cooling Auckland property market.

ANZ increases servicing rate for loans

11 April 2018 - ANZ has raised the servicing rate required for mortgage approvals, according to advisers.

ANZ: first time buyers are back

6 April 2018 - First time buyers have made a comeback in New Zealand, making up 22% of all home purchases in the three months to December, according to ANZ.

Wide variation in stress testing thresholds

3 April 2018 - Variations in stress testing thresholds and servicing conditions between lenders can have a major impact on an applicant’s borrowing power.

LVR changes impact on lending

27 March 2018 - The slight easing of the LVRs appears to be encouraging investors into mortgages with new Reserve Bank data showing a pick-up in lending to investors.

Low interest rates set to continue

8 February 2018 - Interest rates look set to remain low for a considerable amount of time following the Reserve Bank’s Monetary Policy Statement (MPS) and OCR call this morning.

New low for investor mortgage share

30 January 2018 - Investors are continuing to feel the pinch of policy restraints with new data showing another drop in their take up of new mortgage lending.

ANZ adjusts deposit requirements

21 December 2017 - The Reserve Bank’s easing of the LVRs has prompted New Zealand’s biggest bank to follow suit and loosen up its lending requirements.

LVR changes won’t prompt market frenzy

4 December 2017 - The Reserve Bank’s easing of the LVRs could give some upward momentum to house prices but economists are not expecting the market to take off again.

LVR easing sooner than expected

29 November 2017 - The Reserve Bank’s decision to start relaxing the LVR restrictions early next year, which was announced in today’s Financial Stability Report, has taken economists by surprise.

RBNZ to ease LVR restrictions

29 November 2017 - The Reserve Bank says it will make some slight easing of the LVR restrictions from January 1. 

LVR speculation rife ahead of FSR

28 November 2017 - Expectations that the Reserve Bank might loosen the LVRs in this week’s Financial Stability Report (FSR) are running high, but economists don’t think it will happen – yet.

Bank credit rationing a myth: Healy

24 November 2017 - The common refrain heard from mortgage advisers is that banks are rationing credit, making it hard to get mortgages approved. But banks deny that's happening and blame the Reserve Bank.

LVR restrictions to be reviewed

9 November 2017 - The end of loan-to-value restrictions could be in sight.  

Mortgage advisers key players in credit union’s success

1 November 2017 - A Hawke’s Bay-based credit union is attributing much of its recent success to their developing partnerships with mortgage brokers throughout New Zealand.

No case to end LVRs – S&P

14 September 2017 - There is no case for the Reserve Bank to relax the LVRs as the housing market remains a risk to New Zealand’s banking system, according to Standard & Poors.

LVRs still needed - RBNZ

30 August 2017 - The Reserve Bank’s LVRs are not expected to be a permanent measure but they are not going to be removed in the near future, outgoing Governor Graeme Wheeler said in a speech today.

Softer market better time to buy

25 August 2017 - Good news for advisers: softer price growth is starting to improve perceptions of whether it is a bad time to buy a house, a new survey suggests.

Investor lending exodus

25 August 2017 - It is investors, not first home buyers, who are bearing the brunt of the LVRs and retreating from the borrowing arena, new Reserve Bank data shows.

Where to for LVRs?

22 August 2017 - There is no compelling case to roll back the Reserve Bank’s LVRs despite the slowing of the housing market, according to Westpac economists. [Read...

LVRs are not going anywhere

21 August 2017 - There is no compelling case to roll back the Reserve Bank’s LVRs despite the slowing of the housing market, according to Westpac economists.

PM rules out DTI ratio idea

16 August 2017 - Prime Minister Bill English has ruled out allowing the Reserve Bank to bring in debt-to-income ratios. It had suggested limiting loans to no more than five times borrowers’ incomes.

Bumpy lending ride continues

26 July 2017 - Evidence that investors dependent on mortgages are exiting the property market in significant numbers looms large in the latest Reserve Bank data.

Investor lending decline continues (+GRAPH)

28 June 2017 - Investors’ share of new mortgage lending dropped again in May although the amounts loaned were up, new Reserve Bank lending data reveals.

DTIs would cut thousands out of market

8 June 2017 - Around 11,000 people a year could be prevented from buying properties if the Reserve Bank was to deploy debt-to-income ratios (DTI), the Bank has estimated.

RBNZ renews push for DTIs

31 May 2017 - UPDATED: Ongoing risks posed by the housing market mean the Reserve Bank is set to start consulting on the addition of debt-to-income ratios (DTIs) to its policy toolkit.

Investor lending remains in check

24 May 2017 - Restraints on the housing market are still doing their job with new residential mortgage lending down again in April, according to the Reserve Bank’s latest lending data.

Auckland affordability a credit negative - Moodys

8 March 2017 - Poor housing affordability in Auckland is a credit negative for New Zealand covered bonds backed by mortgages in the city, according to a global ratings service.

Decline in investor lending continues

27 February 2017 - Ongoing downward trend in investor lending is exposed by the Reserve Bank’s latest mortgage lending data, which highlights the housing market’s slowdown.

Volatility leads to tighter lending environment

16 February 2017 - Expect slower lending growth and rising interest rates this year as banks respond to developments in 2016, the latest KPMG Financial Institutions Performance Survey says.

DTIs not needed right now - RBNZ

9 February 2017 - The Reserve Bank would not implement controversial debt-to-income ratios (DTIs) right now if it had them in its macro-prudential toolkit, the bank’s governor says.

Questions over future RBNZ policy

8 February 2017 - Future Reserve Bank policy targets – and their wider impact - is the topic on many lips following the announcement the bank’s governor will step down later this year.

Surprise spike in mortgage lending

21 December 2016 - Evidence that the effect of the latest LVR restrictions might be diminishing comes in new data which reveals a big jump in mortgage lending – including to investors.

Rising rates, quieter market

16 December 2016 - Higher mortgage rates will have a more sustained impact on the housing market than the LVR restrictions have, according to Westpac.

Downbound trend for investor lending

24 November 2016 - There is now little doubt that the new LVR restrictions are having a significant impact on property investor activity, with lending in this area slumping to new lows.

DTIs not on the cards yet - RBNZ

10 November 2016 - The Reserve Bank might want debt-to-income ratios (DTIs) as part of its arsenal but it doesn’t intend to introduce them into the regulatory mix at this stage.

Fall in investor lending continues

27 October 2016 - New investor-focused LVRs have led to a free fall in bank lending to investors, the Reserve Bank’s latest mortgage lending data reveals.

LVR restrictions to be reviewed

30 November -0001 - Reserve Bank has indicated that they will be reviewing the criteria for relaxing the loan to value (LVR) restrictions.  

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Lender Flt 1yr 2yr 3yr
AIA 4.55 2.55 2.69 2.79
ANZ 4.44 3.15 3.25 3.39
ANZ Special - 2.55 2.69 2.79
ASB Bank 4.45 2.55 2.69 2.79
Bluestone 3.49 3.49 3.49 3.49
BNZ - Classic - 2.55 2.69 2.79
BNZ - Mortgage One 5.15 - - -
BNZ - Rapid Repay 4.60 - - -
BNZ - Std, FlyBuys 4.55 3.15 3.29 3.39
BNZ - TotalMoney 4.55 - - -
CFML Loans 4.95 - - -
Lender Flt 1yr 2yr 3yr
China Construction Bank 4.49 4.70 4.80 4.95
China Construction Bank Special - 2.65 2.65 2.80
Credit Union Auckland 5.45 - - -
Credit Union Baywide 5.65 3.95 3.85 -
Credit Union South 5.65 3.95 3.85 -
First Credit Union Special 5.85 2.95 3.45 -
Heartland 3.95 2.89 2.97 3.39
Heartland Bank - Online - - - -
Heretaunga Building Society 4.99 3.85 3.95 -
HSBC Premier 4.49 2.45 2.60 2.65
HSBC Premier LVR > 80% - - - -
Lender Flt 1yr 2yr 3yr
HSBC Special - - - -
ICBC 3.69 ▼2.45 2.65 2.79
Kainga Ora 4.43 2.93 3.07 3.24
Kiwibank 3.40 3.30 3.54 3.54
Kiwibank - Offset 3.40 - - -
Kiwibank Special 3.40 2.55 2.79 2.79
Liberty 5.69 - - -
Nelson Building Society 4.95 3.45 3.49 -
Pepper Essential 4.79 - - -
Resimac 3.39 3.35 2.99 3.35
SBS Bank 4.54 3.05 3.19 3.25
Lender Flt 1yr 2yr 3yr
SBS Bank Special - 2.55 2.69 2.75
The Co-operative Bank - Owner Occ 4.40 2.55 2.69 2.79
The Co-operative Bank - Standard 4.40 3.05 3.19 3.29
TSB Bank 5.34 3.29 3.45 3.59
TSB Special 4.54 2.49 2.65 2.79
Wairarapa Building Society 4.99 3.55 3.49 -
Westpac 4.59 3.15 3.29 3.39
Westpac - Offset 4.59 - - -
Westpac Special - 2.55 2.69 2.79
Median 4.55 3.00 3.13 3.02

Last updated: 21 September 2020 10:48am

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