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Articles tagged with 'first home buyers'

Alternative to first home grant

23 June 2024 - Auckland-based entrepreneur Derek Handley has set up a privately funded financial services group offering an alternative first home loan scheme.

Options for buyers locked out of scrapped first home loan grant

5 June 2024 - A privately funded financial services company has picked up the slack left after the government scrapped the first home loan grant and set up an alternative scheme.

Low house prices and deposits help first home buyers

9 May 2024 - The increasing number of low deposit mortgages being lent to first home buyers has been borne out by the latest CoreLogic research.

Another major player sees uptick in first-home buyer activity

9 June 2023 - Another major player in the mortgage broking industry agrees that there's been an uplift in enquiries from first-home buyers in the last six weeks but says its too early to attribute that to the Reserve Bank easing its loan-to-valuation (LVR) restrictions.

Easing of LVR restrictions lifts first-home buyer enquiries

8 June 2023 - Mortgage advisers are reporting an uptick in enquiries from first-home buyers following the Reserve Bank easing its loan-to-valuation (LVR) restrictions from June 1 in the area that most affected first-home buyers.

First home buyers back in action

31 May 2023 - The Reserve Bank’s latest mortgage data shows first home buyers' share of new mortgages in April rose to 24.2% – the highest share on record.

First home buyer sales slump but market share high

12 May 2023 - House sales to first home buyers have slumped to their lowest level in 11 years, but it’s not all bad news for mortgage advisers.

House price caps off First Home Loans

19 May 2022 - The Government is to make it easier for more people to get into housing.

Investor juggernaut slowly grinding down

22 October 2021 - Property buying by mortgaged investors is back down to the levels just before the loan-to-value restrictions were lifted in the second quarter last year, which sparked investor demand back into life.

SBS plans new first home buyer product

28 July 2021 - Challenger bank SBS Group is planning to launch a new loan product for first home buyers as market forces make getting on the property ladder more difficult.

Mortgage lending holds up in May

28 June 2021 - Mortgage borrowing hit $8.9 billion last month as investors, first home buyers, and other owner-occupiers remained active despite record house prices and new lending restrictions.

Investors – up and down

3 May 2021 - About 63% of property investors – about 182,219 taxpayers – have an average profit of $14,000 a year, but those who have substantial debt – abut 107,530 taxpayers – have losses of about $9,000 a year.

Mortgaged investors still buying, but the game has changed

14 April 2021 - March has continued a record peak for investors buying residential property.

Government unveils investor clampdown

23 March 2021 - The Government has announced a range of new measures to tackle the housing crisis, including an extension of the bright-line test to ten years and the removal of interest deductibility, as the clampdown on investors continues.

Record December lending

22 February 2021 - December was yet another record-breaking month of mortgage lending in New Zealand, according to newly-published RBNZ data.

Investors rush to beat LVRs

17 February 2021 - Investors rushed to get ahead of the Reserve Bank's new LVR rules, recording their highest share of property purchases on record, according to research firm CoreLogic.

Advisers react to LVR changes

10 February 2021 - The Reserve Bank has imposed strict new LVR requirements on investor lending, but advisers say other measures may have been more appropriate to help first home buyers.

Intervention expected for housing market

3 February 2021 - The Government is "almost certain" to intervene in the housing market to help first home buyers and boost residential construction, according to CoreLogic.

Turnaround time improvement?

27 January 2021 - Advisers have begun to note a slight improvement in bank turnaround times, according to economist Tony Alexander's latest survey of the market.

First home buyers taking risks

30 November 2020 - Advisers report that first home buyers are taking dangerous risks on auctions as they try to compete in an overheated market.

Tough conditions for first home buyers

23 November 2020 - While first home buyers are enjoying a strong share of the property market, intense competition and pricing is making it difficult for clients, according to a new survey from Tony Alexander.

Industry keen for Welcome Home Loan changes

19 November 2020 - Advisers and lenders believe the government should make it easier for customers to access the Welcome Home Loan and First Home Grant. 

2.25% one year rate from the Co-op

20 October 2020 - The Co-operative Bank has launched a 2.25% one year home loan for first home buyers, one of the cheapest ever offered in New Zealand.

Labour plans to regulate property managers

2 October 2020 - Property managers will be regulated and subject to a Code of Conduct to ensure they meet professional standards if the Labour Party returns to power after the election.

COMMENT: It’s not all doom & gloom

30 July 2020 - Uncertainty still casts its shadow over the property market but there are factors that could see a brighter outlook than some expect, writes CoreLogic's Kelvin Davidson.*.

Why the future is not bleak for the housing market

3 July 2020 - Uncertainty continues to cast its shadow over the housing market but economist Tony Alexander has put together a list of reasons which offset the negatives and mean the market remains well-supported.

COMMENT: Allow KiwiSaver for investment properties

16 June 2020 - It’s time to allow KiwiSaver to be used to buy investment properties as well as first homes, argues Century 21 New Zealand owner Derryn Mayne.

BNZ makes $1 billion as first home lending soars

11 November 2019 - BNZ has posted a profit of $1.02 billion for the financial year, boosted by a 6% increase in overall lending and 25% rise in first home loans.

Simplicity declares war with 2.95% mortgage

3 October 2019 - Non-profit KiwiSaver provider Simplicity has declared war on the major banks by launching a 2.95% mortgage for first-home buyers.

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Full Rates Table | Compare Rates

Lender Flt 1yr 2yr 3yr
AIA - Back My Build 6.19 - - -
AIA - Go Home Loans 8.74 7.14 6.75 6.39
ANZ 8.64 7.74 7.39 7.25
ANZ Blueprint to Build 7.39 - - -
ANZ Good Energy - - - 1.00
ANZ Special - 7.14 6.79 6.65
ASB Bank 8.64 7.14 6.75 6.39
ASB Better Homes Top Up - - - 1.00
Avanti Finance 9.15 - - -
Basecorp Finance 9.60 - - -
Bluestone 9.24 - - -
Lender Flt 1yr 2yr 3yr
BNZ - Classic - 7.14 6.79 6.65
BNZ - Green Home Loan top-ups - - - 1.00
BNZ - Mortgage One 8.69 - - -
BNZ - Rapid Repay 8.69 - - -
BNZ - Std, FlyBuys 8.69 7.74 7.39 7.25
BNZ - TotalMoney 8.69 - - -
CFML Loans 9.45 - - -
China Construction Bank - 7.09 6.75 6.49
China Construction Bank Special - - - -
Co-operative Bank - First Home Special - 6.79 - -
Co-operative Bank - Owner Occ 8.40 6.99 6.79 6.65
Lender Flt 1yr 2yr 3yr
Co-operative Bank - Standard 8.40 7.49 7.29 7.15
Credit Union Auckland 7.70 - - -
First Credit Union Special - 7.45 7.35 -
First Credit Union Standard 8.50 7.99 7.85 -
Heartland Bank - Online 7.99 6.89 6.55 6.35
Heartland Bank - Reverse Mortgage - - - -
Heretaunga Building Society 8.90 7.60 7.40 -
HSBC Premier 8.59 - - -
HSBC Premier LVR > 80% - - - -
HSBC Special - - - -
ICBC 7.85 7.05 6.69 6.59
Lender Flt 1yr 2yr 3yr
Kainga Ora 8.64 7.74 7.35 6.99
Kainga Ora - First Home Buyer Special - - - -
Kiwibank 8.50 7.99 7.79 7.55
Kiwibank - Offset 8.50 - - -
Kiwibank Special - 6.99 6.79 6.65
Liberty 8.59 8.69 8.79 8.94
Nelson Building Society 9.00 7.65 7.25 -
Pepper Money Advantage 10.49 - - -
Pepper Money Easy 8.69 - - -
Pepper Money Essential 8.29 - - -
SBS Bank 8.74 7.74 7.09 6.95
Lender Flt 1yr 2yr 3yr
SBS Bank Special - 7.14 6.49 6.35
SBS Construction lending for FHB - - - -
SBS FirstHome Combo 6.19 6.14 - -
SBS FirstHome Combo - - - -
SBS Unwind reverse equity 9.95 - - -
Select Home Loans 9.24 - - -
TSB Bank 9.44 7.79 7.55 7.45
TSB Special 8.64 6.99 6.75 6.65
Unity 8.64 6.99 6.79 -
Unity First Home Buyer special - 6.55 6.45 -
Wairarapa Building Society 8.60 6.95 6.85 -
Lender Flt 1yr 2yr 3yr
Westpac 8.64 ▼7.49 7.35 6.99
Westpac Choices Everyday 8.74 - - -
Westpac Offset 8.64 - - -
Westpac Special - ▼6.89 6.75 6.39
Median 8.64 7.14 6.82 6.65

Last updated: 11 July 2024 1:26pm

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