Article tagged with 'Tony Alexander'
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Year of the refix
22 Aug 2025 - Average house prices around New Zealand have fallen for five months in a row now despite mortgage interest rates falling over 2% from this time a year ago.
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Short term mortgage fix still an appealing decision
30 May 2025 - Fixing mortgages for six months is still an attractive option compared to floating rates for borrowers, ANZ says in its latest Property Focus.
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Short-term mortgage rates now a waste of time
27 Feb 2025 - There is no great benefit in sticking to floating, six- or 12-month rates for mortgage holders anymore.
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Economists split on RBNZ OCR cut: How much will the Reserve Bank lower rates in February?
17 Jan 2025 - Debate among economists is starting to emerge on how much the RBNZ will cut the OCR at its next review on 19 February.
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Mortgages harder to get over the line
19 Nov 2024 - Strung out bank mortgage application processing times are frustrating advisers.
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Geopolitics aside, investors take long view with buying intentions
06 Jun 2024 - Economist Tony Alexander says despite geo-political upheaval and sharp declines in consumer and business sentiment, investors remain focused on the long term.
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Businesses holding up OCR cuts; Difference in scores a reflection of banking study
10 May 2024 - Businesses must realise that despite their costs jumping 10%, they can only raise prices 2% and must find savings and boost productivity, otherwise monetary policy won’t be eased and interest rates won’t fall. [READ ON] The big gap in satisfaction scores between first place and...
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Investors show market return
18 Oct 2023 - Over the past two years there has been little bank mortgage lending to investors. However, in the latest Tony Alexander mortgage advisers survey shows investor inquiries are at their highest levels since late 2020.
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Easier bank lending v mortgage test rates
30 Aug 2023 - A seven month run of indications that bank lending is becoming more readily available for home buyers has been tempered by test interest rates.
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Explaining rising interest rates
21 Jul 2023 - Independent economist Tony Alexander on how the banks fix mortgage rates.