About Good Returns  |  Advertise  |  Contact Us  |  Terms & Conditions  |  RSS Feeds Other Sites:   tmmonline.nz  |   landlords.co.nz
Last Article Uploaded: Wednesday, July 17th, 6:31PM
rss

Articles tagged with 'Jon-Paul Hale'

Our new code

24 June 2019 - We've had plenty of commentary on the code, suffice to say the general feeling has been it is simpler more straightforward.

KiwiSaver and risk, how far out of bounds are we?

10 June 2019 - I ask the question, as I have through the consultation process, as I still don’t have clarity on the connection between the FMA guidance on general advice on KiwiSaver and the new rules that will apply to us.

Commissions - upfront and pendulum

5 June 2019 - The discussion on high trails and lower upfronts, while this is quite aspirational, frankly it is somewhat of a misnomer.

Givealittle no competition for insurance

29 May 2019 - Fundraising sites are more likely to serve as a reminder of the importance of insurance than to take its place, local industry commentators say.

Advisers put in hours of unpaid work

22 May 2019 - We've had a great couple of pages from Naomi and Partners Life on commissions, and it has been excellent to see an insurer standing up and speaking out on this issue surrounding advisers and their livelihoods. Not many are.

What is retrospective risk?

6 May 2019 - Any review work you do as an insurance adviser that does not address the suitability risk of past advice, is potentially going to bring that into focus as today's advice issue for you.

Rules set to get a lot tougher for many advisers

29 April 2019 - I finished off before Easter talking about the health and safety experience, which is something we have been watching and involved with at some level.

Part 2: FSLAB & FADC and what it means for us RFAs

23 April 2019 - In the second part of his commentary on the recent FADC case, adviser Jon-Paul Hale says the requirements expected of advisers is likely to cause havoc.

FADC case shows RFAs face big challenges under new laws

11 April 2019 - While it has been no surprise with the passing of FSLAB, we now have confirmation that the light at the end of the tunnel is, in fact, the oncoming train.

Churn keeps coming up in discussions, everywhere. In the insurers, with advisers, and with regulators.

25 March 2019 - Churn: The movement of cover form one provider to another for the sole benefit of the adviser and what they earn

Conduct and culture, the bits we should be talking about

11 March 2019 - From the comments around the industry in the last couple of weeks, the commission thing has been and has always been a red herring.

Chatter about churn and commission

4 March 2019 - Given the latest chatter about commission, I thought dusting this off was appropriate now.

Commission: The gun that needs to be in the right hands

25 February 2019 - Commission, it's like a gun, it's neither good nor evil until it is put in the hands of a human.

Rough start to the year

18 February 2019 - We've had a reasonably rough start to the year with reporting and political tub-thumping. Between the Reserve Bank report, the Australian Royal Commission report, and the governments on both side of the Tasman, it's fair to say Financial Services has had a rough time.

Insurance conduct report shows lack of understanding: Adviser

4 February 2019 - We have a report from the Reserve Bank about the insurance industry, and it's pretty rough, but it's misguided. Adviser Jon-Paul Hale explains why.

Pipeline of new advisers could be stopped

1 February 2019 - A crackdown on high upfront insurance commissions could cut off the number of new advisers coming into financial services, it has been warned.

How organised are you?

21 January 2019 - After a nice summer break, it's time to start thinking about dusting the pen off for the new year.

2018, more time will tell

1 January 2019 - It’s been an interesting year and one that suggests there has been a level of change we’ve not seen in our industry for some time.

So what are you going to do differently?

3 December 2018 - So here we are, the countdown to Christmas is upon us and the year in the rear view is almost complete.

Servicing, company agencies and the legislation

19 November 2018 - Geoff Annuls weighed into the servicing debate a couple of days ago, and while a reasonable article, failed to cover a few pertinent points.

Tackling a biggie…

5 November 2018 - Adviser Churn, is it churn, beneficial rearrangement or just plain old advice?

Code of Conduct and CWG submissions

26 October 2018 - We now have The Code of conduct for us released for feedback, and feedback you need to provide. Take the time and respond.

How do you get started with moving forward

22 October 2018 - Ok, so if you have been following we’ve talked independence, industry and dealer groups.

The Dealer Group

8 October 2018 - Picking up from my previous article where we need to look to set the bar somewhere around where an AFA is practising, so how do you do this and run a business?

The week that was

1 October 2018 - It was an interesting last week in the news, and there are few things that touch on what we do as insurance advisors.

Are you getting the support you need?

25 September 2018 - I ask this question as there is a pertinent perspective from this with what we will need to be dealing with in the next couple of years. Unless you have been living under a rock, you’ll know regulation changes are coming; this isn’t about what that’s about.

The lost advisers

10 September 2018 - No, they're not hiding, but they have been left out of much of the general discussion on the regulation changes coming.

Insurance conduct regulation's missing piece

29 August 2018 - More oversight is needed of insurance companies’ conduct, to fill a gap in regulation of the New Zealand market, one commentator says.

Who is being served?

27 August 2018 - No, not are you being served, who is being served?

Six-step process

30 July 2018 - Now that you've seen a bit of what I'm thinking, you're getting the idea I'm looking to challenge the status quo somewhat.

All tags:

AA Finance Absolute Returns ACC accountants Accuro Active v Passive actuary Adrian Orr Advice First Aegis AFA affordability AIA Airbnb Alistair Bean AM Best AML AMP AMP Capital Andrew Barnes Andrew Bascand Angus Dale-Jones annuities Anthony Edmonds Anthony Healy Antipodes ANZ Aon Hewitt Apartments APIA Apteryx artificial intelligence ASB ASIC asset allocation Asset Finance Asteron Astute ASX Auckland Auckland Council Augusta Avanti average price BAA Bagrie Economics Bancorp Treasury Services banks Barbara Chapman Barfoot & Thompson Barry Read Bath Street BCA Bennelong Better Business Conference bitcoin Blackstone Blackwell Global Blair Vernon blockchain Bluestone BNP Paribas BNZ body corporates bonds Booster Bradley Nuttall Brent Sheather Brexit Brian Gaynor Bridgecorp Bruce Kerr BT Funds Budget building Business for sale business insurance business management camelot Canstar Canterbury Mortgage Trust capital gains tax capital markets Carey Brunel cash flow Castle Point Centastone Century 21 CFA CFP CGT Chapman Tripp charity China Chris Douglas Churn Cigna CIO Claire Matthews Clarity Funds Management Clayton Copplestone client engagement client first CLU co-op money Code Code Committee Code Working Group Colliers Commentary commerce commission commercial property Commission Commission for Financial Capability communication complaints complectus compliance conduct consents Consilium Constellation Capital construction Consumer CoreLogic court CPD Craigs Investment Partners Cressida cryptocurrency CU Baywide Culture and Conduct currency Daintree Dale-Jones damage liability Darren Gannon Darren Howlin David Beattie David Boyle David Hisco David Ireland David Whyte de Vere Dealer Groups decumulation demand Deutsche Bank developers Devon FM Dimensional Funds DIMS Disability insurance Disclosure disputes Diversified Investment Strategies DTIs Dundas earthquake strengthening EBT Capital education Elevation equities ESG estate planning ETFs ethics FADC Fairway FANZ FATCA Federal Reserve fees FGG Fidelity Life Fiducian File Invite finance companies Financial Advice New Zealand financial advisers Financial Advisers Act Financial Disputes Resolution Financial Markets Conduct Act Financial Services Legislation Amendment Bill fintech Finzo First Mortgage Trust Fisher Funds Fixed interest FMA FMOY FMT FNZ FNZC foreign investment Forsyth Barr Foundation Life Foundry AM FoxPlan FPSB fraud Fred Dodds FSC FSCL FSF FSLAB FSPR funds management FundSource FX Garrison Bridge General Finance Generate Geneva George Kerr Getting to Know GFNZ Global Financial Services Global Pacific GMI gold goldman sachs GRA Graeme Wheeler Grant Robertson Grosvenor Financial Services GRTV GST Guardian Trust Hamilton Hindin Greene Hanover Harbour Asset Management Harmoney health insurance healthy homes Heartland Heathcote HER HFANZ Hobson Wealth Honours house insurance house prices housing market housing shortage HSBC Hubbard Hunter Hall IAG IDS IFA IFSO IML Implemented Investment Solutions Income Protection index funds Infinz Infrastructure insulation insurance Insurance Advisers insurance law interest rates investment InvestNow investor profile IOOF IPO IRD IRESS ISO IWIinvestor Jack Regan Jacqui Dean Janus Henderson JBWere Jeff Page Jenny Campbell JMIS Jobline John Berry John Body John Bolton Jon-Paul Hale Jordi Garcia Juno Katrina Shanks Kepa Kepler King Tide kiwi wealth Kiwibank KiwiBuild KiwiSaver KPMG Kris Faafoi landlords Lawyers LBA leaky homes legacy products Legg Mason Lending Lending Crowd LendMe letting fees Liberty licensing Life insurance LifeDirect Lifetime Listed trusts listings LM Investment Management Loan Market Loss of earnings LVR Macro Prudential Tools Magellan managed funds Mark Lister Mark Wilson Market Close Market Manipulation marketing Markets Martin Hawes Massey University\ MBIE MDRT median price median rents Mercer Michael Naylor migration Mike Moore Mike Pero Mike Taylor Milestone Milford Asset Management Milton Jennings minimum standards Mint Asset Management MJW MJW Report MoBIE Morningstar Mortgage Advisers Mortgage Express Mortgage Link Mortgage People Mortgage Rates Mortgage Supply mortgages MTF MunichRe Murray Weatherston MyFiduciary Nadine Tereora Naomi Ballantyne new listings Newpark Newton Ross nib Nigel Tate Nikko AM non-bank lenders non-disclosure Norman Stacy NZ Funds NZ Home Loans NZ Super NZ Super Fund NZAM NZCU Baywide NZFSG NZHL NZIG NZPIF NZSA NZX Obituaries OCR OCR forecasts OECD OnePath Opinion PAA PAA Holiday Homes Partners Life Pathfinder Asset Management Paul Glass Paul Goldsmith PDS Peer to Peer Lending pension transfers people Performance fees Perpetual Guardian Peter Leitch PGC Phil Twyford PI PIE pie funds PIMCO Pinnacle Life Pivotal Planet Platinum Asset Management Plus 4 Plus4 Insurance PM Capital PMG politics ponzi population growth PreferredNZ price fixing price growth privacy Private equity pro-bono Productivity Commission Professional Advisers Associations Professional Development professional indemnity Professional IQ PROMINZ Property Council Property Institute property investment property management property syndicate property values Prospa Public Trust PwC Q Group QBE QFE QROPS qualifications quality mark QuaySt Quotemonster QV RaboDirect Ralph Stewart rates Ratings RBNZ real estate Realestate.co.nz Rebecca Thomas recruitment registered financial advisers regulation REINZ Remarkable Capital renovation rental market rental returns rents research Reserve Bank RESIMAC responsible investing Responsible lending retirement Retirement Income Group returns reverse mortgages RFA Richard James risk risk management Rob Everett Rob Hennin roboadvice Rod Severn Rosemary Hassan Ross Asset Management Royal Commission RTA Russell Hutchinson Russell Investments S&P sales activity Salt AM Sam Stubbs Saturn SBS Select Investments Senior Trust serious fraud office Share Sharesies Shariah Sharon Zollner Shaun Drylie SiFA Simon Botherway Simon Fisher Simon Hassan Simplicity Situations Vacant Smartshares soft commission Sorted Southern Cross Sovereign Spicers Sponsored Content Squirrel SRI Stats NZ Stephen O'Connor Steve Jurkovich Stewart Group Strategi strategies Strategy Financial succession Sue Brown suitability Summer Suncorp superannuation Superlife SuperRatings supply Symon Brewis-Weston Synergy tax tax working group TCIT technology tenancy reform Tenancy Services Tenancy Tribunal tenants term deposits The Adviser Platform The Answers The Co-operative Bank TMM Opinion Tony Mount Totara Wealth Management Tower Life TPD Trade Me Property Trauma Travel insurance Trevor Slater Triple A TripleA triplejump Trustee Partners Trustees Executors trusts TSB Turners UDC UK Pension Transfers Underwriting Unit Titles Unitary Plan value growth Van Eyk Vanguard Variable Annuities vertical integration Vitality Volo Webinars Westpac wholesale workplace savings nz Wrap Platforms WRF WSNZ yield Youi Zenith

News Bites
Latest Comments
  • Call to ensure efficient advice licensing
    “@all Put your cheque books away - no need to pay the lawyers to do the research to provide an opinion...... In my old...”
    6 hours ago by Murray Weatherston
  • Call to ensure efficient advice licensing
    “Further reading - Kinsington Swan in February 2018 https://www.kensingtonswan.com/news-updates-and-events/financial-advice-reforms-insights-series-14-penalties-enforcement-complaints-and-disciplinary-matters/...”
    12 hours ago by all hat, no cattle
  • Call to ensure efficient advice licensing
    “MPT and Murray this might help https://www.fma.govt.nz/assets/Fact-sheets/Who-will-need-a-licence-to-provide-financial-advice...”
    12 hours ago by all hat, no cattle
  • Call to ensure efficient advice licensing
    “Thanks Murray, it seems we are on the same page. Be great if the regulators could confirm or not. AHNC, I agree I dont...”
    14 hours ago by MPT Heretic
  • Call to ensure efficient advice licensing
    “And if all that hasn't done your head in, consider these consequences: 1. How will the poor old consumer (in whose name...”
    15 hours ago by Murray Weatherston
Subscribe Now

Mortgage Rates Newsletter

Daily Weekly

Most Commented On
Mortgage Rates Table

Full Rates Table | Compare Rates

Lender Flt 1yr 2yr 3yr
ANZ 5.69 4.35 4.35 4.55
ANZ Special - 3.85 3.85 4.05
ASB Bank 5.70 4.29 4.35 4.55
ASB Bank Special - 3.89 3.85 4.05
BNZ - Classic - 3.85 3.85 4.05
BNZ - Mortgage One 6.40 - - -
BNZ - Rapid Repay 5.85 - - -
BNZ - Std, FlyBuys 5.80 4.69 4.59 4.79
BNZ - TotalMoney 5.80 - - -
Credit Union Auckland 5.95 - - -
Credit Union Baywide 6.15 4.95 4.95 -
Lender Flt 1yr 2yr 3yr
Credit Union North 6.45 - - -
Credit Union South 6.45 - - -
Finance Direct - - - -
First Credit Union 5.85 - - -
Heartland 6.70 7.00 7.25 7.85
Heartland Bank - Online - - - -
Heretaunga Building Society 5.75 4.60 4.75 -
Housing NZ Corp 5.80 4.69 4.49 4.45
HSBC Premier 5.89 3.79 3.79 3.89
HSBC Premier LVR > 80% - - - -
HSBC Special - - - -
Lender Flt 1yr 2yr 3yr
ICBC 5.65 3.85 3.95 3.89
Kiwibank 5.80 4.60 ▼4.60 ▼4.74
Kiwibank - Capped - - - -
Kiwibank - Offset 5.65 - - -
Kiwibank Special - 3.85 ▼3.85 ▼3.99
Liberty 5.69 - - -
Napier Building Society - - - -
Nelson Building Society 6.10 4.89 4.99 -
Resimac 5.30 4.86 4.14 4.19
RESIMAC Special - - - -
SBS Bank 5.79 4.85 5.05 5.49
Lender Flt 1yr 2yr 3yr
SBS Bank Special - 3.85 3.85 3.99
Sovereign 5.80 4.29 4.35 4.55
Sovereign Special - 3.89 3.85 4.05
The Co-operative Bank - Owner Occ 5.65 3.89 3.89 4.05
The Co-operative Bank - Standard 5.65 4.39 4.39 4.55
TSB Bank 5.69 4.45 4.35 4.55
TSB Special - 3.95 3.85 4.05
Wairarapa Building Society 5.70 4.85 4.99 -
Westpac 5.79 4.69 4.79 5.19
Westpac - Offset 5.79 - - -
Westpac Special - 3.85 3.85 4.05
Median 5.80 4.35 4.35 4.19

Last updated: 15 July 2019 9:47am

News Quiz

The maximum remuneration model for Australian life insurance advisers is to be set at what?

Upfront 40% + trail 20%

Upfront 50% + trail 10%

Upfront 50% + trail 20%

Upfront 60% + trail 10%

Upfront 60% + trail 20%

MORE QUIZZES »

About Us  |  Advertise  |  Contact Us  |  Terms & Conditions  |  Privacy Policy  |  RSS Feeds  |  Letters  |  Archive  |  Toolbox
 
Site by Web Developer and eyelovedesign.com