Articles tagged with 'investor lending'

Fall in real house prices expected by Reserve Bank

20 August 2021 - The Reserve Bank is now predicting house prices will actually start falling from the third quarter of next year.

Investor mortgage lending waning

12 August 2021 - Interest-only lending to investors has dropped as a percentage of overall mortgage lending.

Mortgage lending holds up in May

28 June 2021 - Mortgage borrowing hit $8.9 billion last month as investors, first home buyers, and other owner-occupiers remained active despite record house prices and new lending restrictions.

Investor activity falls

22 June 2021 - More than half of mortgage advisers reported a decrease in investor activity over the past month, according to a new survey from economist Tony Alexander.

ASB launches 1.79% variable rate for new builds

17 May 2021 - ASB has launched a market-low 1.79% variable rate for new build homes, as the lender attempts to play its part in tackling the housing crisis.

ANZ tightens investor servicing

11 May 2021 - ANZ has tightened its affordability criteria for investor lending and will only count 65% of rental income when assessing new mortgages, marking the first major change from a big four bank since the Government's housing reforms.

Are interest-only lending limits now less likely?

7 April 2021 - Reinstated loan-to-value ratio restrictions and the Government's housing reforms could make interest-only lending curbs less likely, according to a new report.

ANZ reviews investor lending amid reforms

25 March 2021 - ANZ is the first big four lender to confirm that it will review investor lending assessments following the Government's housing reforms.

Scrapping tax deductibility not the way to go

23 March 2021 - Limiting tax deductibility for property investors’ mortgage interest would be a better game changer than scrapping it altogether, says Westpac acting chief economist Michael Gordon.

Policy ‘not rooted in reality’

23 March 2021 - NZPIF president Andrew King says he is astounded the Government has not done any work on the fiscal reality of its policy scrapping tax deductibility on landlord mortgages.

Challenging times ahead for investors: Westpac

23 March 2021 - The Government’s attempt to skew the housing market away from investors to first home buyers will have a chilling effect on investor demand, says Westpac senior economist Satish Ranchhod.

Years before changes make any difference

23 March 2021 - The Government’s crackdown on residential property investors through an extension of the bright-line test and removal of interest deductibility will have little effect for several years, says CoreLogic head of research Nick Goodall.

Investor activity waning?

9 March 2021 - Recently reimposed loan to value ratio restrictions are having a cooling effect on the investor market, according to a new survey. 

Are investors backing off?

23 February 2021 - Property investors have begun to step back from the real estate market in recent weeks, according to a new survey conducted by economist Tony Alexander.

Record December lending

22 February 2021 - December was yet another record-breaking month of mortgage lending in New Zealand, according to newly-published RBNZ data.

ASB U-turn on investor new builds

18 February 2021 - ASB has backtracked on plans to impose LVR restrictions on new build investor loans. 

New build investor loan shutdown; Booming housing market continues

17 February 2021 - ASB Bank has stopped providing new build loans to investors above 60% LVR, despite new properties being exempt from new lending restrictions: [READ ON] The...

Advisers react to LVR changes

10 February 2021 - The Reserve Bank has imposed strict new LVR requirements on investor lending, but advisers say other measures may have been more appropriate to help first home buyers.

Reserve Bank tightens LVR rules for investors

9 February 2021 - Investors will need a 40% deposit to get a mortgage under new rules to be enforced by the Reserve Bank of New Zealand.

ASB the latest to clamp down on investors

5 February 2021 - ASB is the latest big four lender to introduce strict LVR requirements for investors, following ANZ and BNZ in tightening the rules.

BNZ halts high LVR investor loans

3 February 2021 - BNZ has stopped accepting high LVR investor loan applications from the adviser channel, as the lender struggles with "unprecedented demand".

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