Article tagged with 'floating rate mortgages'
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Short term mortgage fix still an appealing decision
30 May 2025 - Fixing mortgages for six months is still an attractive option compared to floating rates for borrowers, ANZ says in its latest Property Focus.
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Short-term mortgage rates now a waste of time
27 Feb 2025 - There is no great benefit in sticking to floating, six- or 12-month rates for mortgage holders anymore.
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Borrowers switch from floating to fixed rates at brisk clip
11 Feb 2025 - A month is a long time in the home loan world. Between November and December last year new mortgage lending switched swiftly from floating to six-month terms by borrowers taking out new loans.
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The squeeze is set to ease
29 Jan 2025 - Borrowers will save on average between $300 and $460 a month on their mortgage repayments when the OCR drops to 3.25% by the middle of the year.
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Warning about fixing short term from top economist
23 Jan 2025 - The country’s outstanding mortgage book is the shortest it has been in 13 years.
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Are Short-Term Mortgage Rates Really Worth the Risk?
21 Jan 2025 - Chasing short-term mortgage rates might seem like a smart move, but is it really saving you money? Mortgage broker Campbell Hastie breaks down why these rates can be tempting - but are they actually worth the gamble? [READ MORE]
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Jumping off the short-term interest rate bandwagon
21 Jan 2025 - While borrowers have flocked to floating to one year fixed term home loan rates over the past year in anticipation of interest rate cuts one mortgage broker urges his clients to think about the ramifications carefully.
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To fix or not to fix: Mortgage rate decisions a key theme for 2025
15 Jan 2025 - In recent months, falls in mortgage rates have understandably meant there’s been a strong focus on the ‘short end’ of the curve, with borrowers mostly choosing floating rates or 6-12 month fixes. However, the timing of a possible shift to longer-term fixed rates is shaping up as a key theme in the mortgage market this year.
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Floating higher; What's keeping advisers awake at night
01 Dec 2021 - Following the hike in the OCR floating rates continue to increase; however as there are a decreasing about of loans on variable rates it probably doesn't have much impact on the market. Recently we surveyed advisers to find out about what keeps them awake at night. The results a...
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[RESEND] What keeps you awake at night? No jab, no job - legal rights in the workplace
08 Nov 2021 - The internet gremlins caused a few problems and links in the newsletter failed to work yesterday. We've been busy fixing things. Here is a resend of the one which the gremlins got too. What keeps you awake at night? The mortgage advice sector is full of change at the moment. P...