Articles tagged with 'home loans'
22 January 2025 - Property investor mortgage borrowers are worried interest rates will rise this year, and this cycle of the market won’t result in firm house price increases.
21 January 2025 - While borrowers have flocked to floating to one year fixed term home loan rates over the past year in anticipation of interest rate cuts one mortgage broker urges his clients to think about the ramifications carefully.
15 January 2025 - In recent months, falls in mortgage rates have understandably meant there’s been a strong focus on the ‘short end’ of the curve, with borrowers mostly choosing floating rates or 6-12 month fixes. However, the timing of a possible shift to longer-term fixed rates is shaping up as a key theme in the mortgage market this year.
15 January 2025 - Former Reserve Bank Governor and National Party leader Don Brash says there are grounds for believing that house prices may finally have ended the three-decade period when they rose significantly faster than incomes.
13 January 2025 - Buying Bluestone Home Loans New Zealand mortgage book is part of Australian-listed Challenger’s plans for further expansion in New Zealand.
8 January 2025 - Squirrel Mortgages chief executive David Cunningham wonders whether the Commerce Commission should have made bank resourcing one of its recommendations in the bank competition study completed last year to ensure a level playing field.
22 November 2024 - Mortgage advisers are taking a stand against banks’ strung-out home loan processing times.
3 May 2023 - Signs of stress are emerging in New Zealand’s housing market, with the number of people behind on loan repayments jumping as soaring interest rates bite.
14 October 2022 - Mortgage holders are coping well with difficult times, according to the Bankers Association.
10 June 2022 - A lolly scramble of sorts is developing in the battle for home loans.
19 May 2022 - The Government is to make it easier for more people to get into housing.
23 March 2022 - With ever increasing interest rates the challenge for borrowers to determine what is the best lending strategy. Two banks give their view.
21 September 2021 - Mortgage advisers will benefit from CCCFA lending changes as borrowers seek help with complex home loan applications, according to Squirrel's John Bolton.
11 August 2021 - ASB's yearly profit has surged to a record $1.32 billion, aided by a 12% increase in home lending in the year to June.
10 August 2021 - Fixing long-term home loans could be a more attractive strategy for borrowers as the Reserve Bank plans sharp rate hikes, according to a new report.
26 July 2021 - The home lending market remains red hot months on from the Government's housing market reforms, with June lending surpassing $8.5 billion.
20 July 2021 - Clients have raised concerns with advisers about the rising interest rate environment, with home loan rates expected to increase further over the rest of the year.
5 May 2021 - ANZ New Zealand saw post-tax profits rise by 42% in the half-year to March, underpinned by a buoyant housing market and strong home lending book.
25 January 2021 - Banks should be forced to risk-weight investor mortgages and loans on interest-only terms, according to economists from Kiwibank.
24 November 2020 - While it has been several months since our last lockdown, a steady stream of people continue to ask for help on their home and business loans.
9 November 2020 - Heartland has slashed its online floating rate to 2.5% – the lowest variable rate on offer in New Zealand.
6 November 2020 - Cash backs are returning to pre-Covid levels across the main banks, advisers say, amid strong competition for high quality borrowers in the housing boom.
5 November 2020 - ASB has become the latest bank to send adviser home loan applications to branches for completion, as it tries to reduce a backlog of deals.
21 October 2020 - Investors have taken advantage of relaxed loan to value ratio restrictions to borrow 134% more on high LVR terms, analysis from ASB reveals.
14 October 2020 - Advisers say that the self-employed are bearing the brunt of tight lending conditions, with banks concerned about the long-term impact of Covid-19.
12 October 2020 - Heartland has launched New Zealand's lowest ever mortgage rate. Here's why the group is taking on the big banks.
12 October 2020 - Heartland has relaunched its direct-to-consumer mortgage with a record-low one year rate of 1.99%.
5 October 2020 - Mortgage advisers say their turnaround times continue to be much slower than direct home loan applications, leading to frustration across the industry.
24 September 2020 - Home lending reached a record high for an August last month, further evidence of the market's resurgence during the Covid-19 pandemic.
27 August 2020 - Falling mortgage rates will provide support to the housing market over the coming year – but a weakening of the market is still on the cards, according to bank economists.
26 August 2020 - Home lending soared to $6.5 billion in July during New Zealand's Covid-free period, reaching its highest level since November last year.
26 August 2020 - Home loan rates will plummet to 2% in the next year, with low rates set to push up house prices, according to ASB.
12 August 2020 - Reserve Bank governor Adrian Orr says the mortgage deferral programme will be extended beyond September, as the Covid-19 pandemic regains a grip on New Zealand.
6 August 2020 - Westpac claims many of its customers used the Covid-19 lockdown to make additional repayments on their mortgages.
4 August 2020 - Non-bank Resimac has slashed prime rates to new lows as it pushes to take business from traditional lenders.
4 August 2020 - ANZ has become the latest bank to ease its servicing test criteria for borrowers, reflecting the lower interest rate environment.
31 July 2020 - Non-bank lenders have reported a flood of new customers turned away by the banks in the wake of the Covid-19 pandemic, as traditional lenders stick to conservative credit limits.
24 July 2020 - New mortgage lending jumped to $5.3 billion in June as the market recovered strongly from the Covid-19 lockdown.
20 July 2020 - ASB Bank has eased its lending servicing criteria after cutting home loan rates for high LVR borrowers last week.
17 July 2020 - Tough servicing tests continue to hinder the home loan market, leaving borrowers unable to tap into attractive headline interest rates.
16 July 2020 - Banks are expecting a fall in demand for mortgage lending in the second half of 2020, according to a new Reserve Bank Credit Conditions Survey.
15 July 2020 - Heartland says its 2.89% digital mortgage product was a hit with borrowers, and could the relaunch online offering when the lending market settles down.
25 June 2020 - New mortgage borrowing rose by roughly $1.6 billion in May as the property market showed signs of recovery from the Covid-19 lockdown.
24 June 2020 - Global ratings agency Standards & Poors is the latest to join the chorus of predictions around potential house price falls in New Zealand – and they’re picking a 10% drop.
17 June 2020 - Banks have stopped taking on new borrowers above 80% LVR, despite the end of loan-to-value ratio restrictions last month.
29 May 2020 - TSB has revived its home loan price-match offer, vowing to offer rates in line with the big-four banks.
26 May 2020 - Mortgage lending fell to its lowest level on record last month as the property market ground to a halt during the Covid-19 lockdown.
22 May 2020 - Mortgage rates continue to plummet to record-lows, with Kiwibank launching a one-year home loan at 2.65%.
21 May 2020 - Australian non-bank Pepper Money provided 600 home loans in its first year in New Zealand, as it targets expansion over the next 12 months.
20 May 2020 - ANZ has cut its one year special home loan rate to 2.79%, the lowest ever in the New Zealand market.
30 April 2020 - The Reserve Bank has decided to remove loan to value ratio restrictions for 12 months in response to the Covid-19 crisis.
30 March 2020 - Major lenders have launched mortgage holidays for borrowers affected by the Covid-19 outbreak, using online application forms to process customer requests.
13 March 2020 - There’s an ongoing push towards greener, healthier homes and now Westpac is joining the drive, with a new loan product for its home loan customers.
6 December 2019 - There's been a lot written about the Reserve Bank's new capital rules for banks and some of it seems to miss the mark. Here's Tarawera Publishing managing director, Philip Macalister's, take after hearing from the governor yesterday.
6 December 2019 - There's been a lot written about the Reserve Bank's new capital rules for banks and some of it seems to miss the mark. Here's my take after hearing from the governor yesterday.
2 December 2019 - Home buyers will no longer be able to use a finance clause to pull out of a property purchase without proof, REINZ has warned.
14 November 2019 - Westpac has introduced a new mortgage approval system to cut turnaround times, sending loan applications to local branches for completion.
11 November 2019 - BNZ has posted a profit of $1.02 billion for the financial year, boosted by a 6% increase in overall lending and 25% rise in first home loans.
4 November 2019 - Westpac New Zealand has reported a net profit of $964 million in the year to September, a 3% increase on the previous year, boosted by a 5% increase in home lending.
1 November 2019 - ANZ acting chief executive Antonia Watson talks to TMM Online about the bank's latest result, the importance of mortgage advisers and different remuneration models.
24 October 2019 - Mortgage lending soared in September, according to Reserve Bank data, as banks loosened serviceability tests.
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